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Social health maintenance organizations (SHMOs) and Programs of All-Inclusive Care for the Elderly (PACE) are federal programs designed to provide coordinated healthcare services to the elderly. Unlike PACE, SHMOs

A.

are reimbursed solely through Medicaid programs

B.

provide extensive long-term care

C.

are reimbursed on a fee-for-service basis

D.

limit benefits to a specified maximum amount

The provider contract that the Canyon health plan has with Dr. Nicole Enberg specifies that she cannot sue or file any claims against a Canyon plan member for covered services, even if Canyon becomes insolvent or fails to meet its financial obligations. The contract also specifies that Canyon will compensate her under a typical discounted fee-for-service (DFFS) payment system.

During its recredentialing of Dr. Enberg, Canyon developed a report that helped the health plan determine how well she met Canyon's standards. The report included cumulative performance data for Dr. Enberg and encompassed all measurable aspects of her performance. This report included such information as the number of hospital admissions Dr. Enberg had and the number of referrals she made outside of Canyon's provider network during a specified period. Canyon also used process measures, structural measures, and outcomes measures to evaluate Dr. Enberg's performance.

The report that helped Canyon determine how well Dr. Enberg met the health plan's standards is known as:

A.

An encounter report

B.

An external standards report

C.

Aprovider profile

D.

An access to care report

Factors that are likely to indicate increased health plan market maturity include:

A.

Increased consolidation among health plans.

B.

Increased rate of growth in health plan premium levels.

C.

Areduction in the market penetration of HMO and point-of-service (POS) products.

D.

Areduction in the frequency of performance-based reimbursement of providers.

Grant Pelham is covered by both a workers’ compensation program and a group health plan provided by his employer. The Shipwright Health Plan administers both programs. Mr. Grant was injured while on the job and applied for benefits.

The provider network that Shipwright uses to furnish services for its workers’ compensation program will most likely

A.

Emphasize primary care and consist mostly of generalists

B.

Focus treatment approaches on rapid recovery rather than cost

C.

Offer workers’ compensation beneficiaries the same types and levels of treatment that Shipwright’s traditional network furnishes to group health plan members

D.

Exempt participating providers from meeting standard credentialing requirements

The Aztec Health Plan has a variety of organizational committees related to quality and utilization management. These committees include the medical advisory committee, the credentialing committee, the utilization management committee, and the quality management committee. Of these committees, the one that most likely is responsible for providing oversight of Aztec's inpatient concurrent review process is the:

A.

medical advisory committee

B.

credentialing committee

C.

utilization management committee

D.

quality management committee

One true statement about the Employee Retirement Income Security Act of 1974 (ERISA) is that:

A.

ERISA applies to all issuers of health insurance products, such as HMOs

B.

pension plans and employee welfare plans are exempt from any regulation under ERISA

C.

ERISA requires self-funded plans to comply with all state mandates affecting health insurance companies and health plans

D.

the terms of ERISA generally take precedence over any state laws that regulate employee welfare benefit plans

The actual number of providers included in a provider network can be based on staffing ratios. One true statement about staffing ratios is that, typically:

A.

A small health plan needs fewer physicians per 1,000 than does a large plan.

B.

A closely managed health plan requires fewer providers than does a loosely managed plan.

C.

Physician-to-enrollee ratios can be used directly only by network-within-a-network model HMOs.

D.

Medicare products require fewer providers than do employer-sponsored plans of the same size.

Edward Patillo has established a Medicare+Choice medical savings account (MSA). This MSA will allow Mr. Patillo to:

A.

Carry over any money remaining in his MSA at the end of the benefit year to the next benefit year

B.

Make withdrawals at any time from the MSA, but only for medical expenses

C.

Obtain payment at 100% of the Medicare allowable payment for all Medicare-covered services he receives, without having to pay any deductibles or out-of-pocket expenses

D.

Make withdrawals from the MSA to meet qualified medical expenses that are not paid by his high-deductible health insurance policy, but these withdrawals are taxed as income to Mr. Patillo

Franklin Pitt selected a Medicare+Choice option under which he is covered by a catastrophic health insurance policy with a high annual deductible and a $6,000 out-of-pocket expense maximum. CMS pays the premiums for the insurance policy out of the usual Medicare+Choice payment and deposits any difference between the capitated amount and the policy premium in a savings account. Mr. Pitt can use funds in the savings account to pay qualified medical expenses not covered by his insurance policy. At the end of the benefit year, Mr. Pitt can carry any remaining funds into the next benefit year. The Medicare+Choice option Mr. Pitt selected is known as a

A.

coordinate care plan (CCP)

B.

medical savings account (MSA) plan

C.

competitive medical plan (CMP)

D.

Medicare Risk HMO program

Dr. Sarah Carmichael is one of several network providers who serve on one of the Apex Health Plan’s organizational committees. The committee reviews cases against providers identified through complaints and grievances or through clinical monitoring activities. If needed, the committee formulates, approves, and monitors corrective action plans for providers. Although Apex administrators and other employees also serve on the committee, only participating providers have voting rights. The committee that Dr. Carmichael serves on is a

A.

Utilization management committee

B.

Peer review committee

C.

Medical advisory committee

D.

Credentialing committee